MassMutual Heartland       

Welcome and thank you for visiting!

MY BUSINESS PHILOSOPHY

My goal is to assist individuals, families, and businesses achieve financial security by developing comprehensive financial strategies with the goal of providing lifetime financial security for themselves and their loved ones.

Each individual has a unique situation which requires logical and creative planning with attention to the details of their specific dreams, hopes and desires.  I listen to their goals in order to develop a comprehensive holistic action plan.  Then I work with each person, family or business to implement a tailor-made plan designed just for them.

I help navigate you through the process of ensuring your retirement is both properly planned for and easier to understand.  The days of the company providing these services are mostly gone; it is now more than ever up to the individual to take the initiative to prepare life after work.  Through my 34 years of experience, I have guided a plethora of individuals and families through the process of making their ideal vision of retirement a reality.

As a Special Care Planner, I provide educational workshops to address critical areas of concern for a dependent with special needs including Government benefit eligibility for SSI and Medicaid; review of guardian or conservatorship; client self-determination and advocacy issues; determining appropriate funding vehicles to help assure not only lifetime care, but quality of life.

PRODUCTS AND SERVICES

  • Life, Health and Disability Income Insurance
  • Medicare Supplements
  • Tax Sheltered Annuities, 403(b) plans
  • Group Benefits, SEP and Simple IRA
  • Mutual Funds
  • Roth & Traditional IRAs
  • 401(k) Plan Funding Options and Services
  • College Education Funding Strategies
  • Charitable Giving Strategies
  • Retirement Planning, Long Term Care
  • Estate Conservation Strategies
  • Wealth Management Services
  • Pension Payout Alternatives (Transfers or Rollovers)

QUALIFICATIONS

  • Over 34 Years of Experience
  • Investment Advisor Representative of MSI Financial Services, Inc.
  • Chartered Financial Consultant (ChFC®) designee
  • Chartered Life Underwriter (CLU®) designee
  • Chartered Special Needs Consultant
  • Life Member & Qualifier of Million Dollar Round Table (MDRT)
  • Phoenix Life Hall of Fame Member
  • American College Chartered Special Needs Consultant

PERSONAL

  • Resident of Chesterfield, MO
  • Family: Married with 3 Children and 3 grandchildren
  • Hobbies: Actively involved with Boys Scouts -New Horizon District;
    • 2015 Recipient of the Silver Beaver Award 
    • Avid Outdoorsman, Golf

ORGANIZATIONS

  • Member of St. Louis Association for Retarded Citizens and Down Syndrome Association
  • Member of Boy Scouts of America, Former Course Director for Adult Leaders Training and Current Member-At-Large For Executive Committee - New Horizon District
  • Former Executive Board Member - St. Louis Ambassadors
  • Member Phi Kappa Psi

 

CA Insurance License # 0632831

AR Insurance License # 0571940

 

 
 

I am licensed and registered to offer products and services in [AL, AR, CA, CO, FL, GA, IL, KS, MD, ME, MI, MO, MS, NC, NJ, NM, NY, OH, TX, VA, WA]. Licenses and registrations will vary by representative and some representatives may be licensed and registered in additional states. Please contact this office for further information.

L0217489925[exp1217]

Securities and investment advisory services are offered through qualified registered representatives of MML Investors Services, LLC, Member SIPC.

Online Privacy Policy | Legal Notices

Check the background of this financial professional on FINRA's BrokerCheck
Check the background of this financial professional on FINRA's BrokerCheck