Our Qualifications

Sal Ferranto has earned these professional designations:

The Chartered Life Underwriter® (CLU®)

The CLU® designation is one of the oldest and most respected credentials in financial services, dating back to the late 1920’s. It represents a thorough understanding of a broad array of personal risk management and life insurance planning issues and stresses ethics, professionalism, and in-depth knowledge in the delivery of financial advice.

The Chartered Financial Consultant® (ChFC®)

The ChFC® designation has been a mark of excellence for financial planners for almost thirty years and currently requires more courses than any other financial planning credential. The curriculum covers extensive education and application training in all aspects of financial planning, income taxation, investments, and estate and retirement planning.

The Chartered Special Needs Consultant™ (ChSNC)

The ChSNC™ (Chartered Special Needs Consultant™) program teaches experienced financial professionals the technical and collaborative skills necessary to help clients make plans for the future security of a loved one who has special needs.

Sal Ferranto is a member of these prestigious national insurance organizations:

1.  Life Member & Qualifier of the Million Dollar Round Table (MDRT)

Founded in 1927, the Million Dollar Round Table (MDRT), The Premier Association of Financial Professionals, is an international, independent association of more than 38,000 of the world's leading life insurance and financial services professionals from more than 450 companies in 74 countries. MDRT members demonstrate exceptional professional knowledge, strict ethical conduct and outstanding client service. MDRT membership is recognized internationally as the standard of excellence in the life insurance and financial services business.

2.  Society of Financial Service Professionals

3.  National Association of Insurance and Financial Advisors (NAIFA)

NAIFA is the only organization serving and representing insurance and financial advisors regardless of the products they sell or the focus of their practice. NAIFA is your professional association, and its focus is to protect your business, help you grow your business and promote ethical business conduct.

4.  Other Titles and Designations:

  • Special Needs Planner
  • Registered Representative for MSI Financial Services, Inc.
  • President's Conference Life Member
  • Life Member & Qualifier of Million Dollar Round Table (MDRT)
  • Phoenix Life Hall of Fame Member


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Securities and investment advisory services are offered through qualified registered representatives of MML Investors Services, LLC, Member SIPC.

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