Salvatore Ferranto

Salvatore Ferranto

Financial Services Executive, Special Care Planner

Phone: 314-548-4822

Sal has first hand knowledge of caring for a child with special needs. His daughter Megan has Down Syndrome and for the past 26 years, Sal and his wife Mary have been great resources to other families in the community.


Special Care Planning was created to serve families that have dependents of all ages with disabilities.  MassMutual is one of the leading company’s with an organization dedicated to the unique circumstances and requirements of individuals with special needs. MassMutual Special Care Planners provide educational workshops to address critical areas of concern for a dependent with special needs such as:

  • Government benefit eligibility for SSI and Medicaid.
  • A review of guardian, conservatorship, and client self-determination and advocacy issues.
  • Determining appropriate funding vehicles, such as life insurance, to help assure not only lifetime care, but quality of life.


  • Life, Health and Disability Income Insurance
  • Annuities
  • Mutual Funds
  • Roth & Traditional IRAs
  • 401(k) Plan Funding Options and Services
  • College Education Funding Strategies
  • SEP, Simple IRA
  • Charitable Giving Strategies
  • Retirement Planning
  • Estate Conservation Strategies



  • Certified Special Needs Financial Planner
  • Over 31 Years of Experience
  • Registered Representative of MetLife Securities, Inc.
  • Chartered Financial Consultant (ChFC®) Designation
  • Chartered Life Underwriter (CLU®)
  • MetLife President’s Conference Life Member
  • Life Member & Qualifier of Million Dollar Round Table (MDRT)
  • Phoenix Life Hall of Fame Member


  • Resident of Chesterfield, MO
  • Family: Married with 3 Beautiful Children
  • Hobbies: Actively involved with Boys Scouts—New Horizon District; Avid Outdoorsman


  • Member of St. Louis Association for Retarded Citizens and Down Syndrome Association
  • Member of Boy Scouts of America, Former Course Director for Adult Leader Training and Current Member-At-Large For Executive Committee—New Horizon District
  • Former Executive Board Member—St. Louis Ambassadors

CA Insurance License # 0632831

AR Insurance License # 0571940




Securities and investment advisory services are offered through qualified registered representatives of MML Investors Services, LLC, Member SIPC.

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